Terms of Service

By using this site, you confirm your acceptance of, and agree to be bound by, these Terms of Service ("Agreement"). This site is provided for your personal, non-commercial use.

This site shall have the right at any time and in its sole discretion to change its terms of service or require new terms and to change or impose conditions on, or discontinue, any aspect or feature of this site. Such changes shall be effective immediately upon posting of such addition, change, or deletion. You acknowledge and agree that it is your responsibility to review this Agreement from time to time and to be aware of any such changes.

Use of Information on this site

Site Information contained within this site is primarily for educational purposes. This site is intended to provide a number of ways that can help people access information of interest.

Information accessible on this site is not intended to be a substitute for professional advice. Information is often general in nature and may be helpful to some persons but not others, depending upon their personal needs.

Above all, you should always consult with a competent professional. Never disregard professional advice or delay in seeking it because of something you have read on this site.

This site may include links to other web sites that may be of interest. We are not responsible for the content or availability of these sites. Descriptions of or references to products or publications not owned by this site, do not imply any endorsement, warranty or guarantee of such products or publications.

All trademarks used on this site are property of their respective owners.